Millions of people every day shop online. You can join the millions of people, even though you might be reluctant to try. Once you get the hang of how easy it is, and how you can protect yourself, you might find you prefer shopping online than any other way. Here are some tips to get you going.
Read the terms and conditions and privacy policy of a new online retailer before shopping. These will tell you what information is collected and how it is protected. Additionally, you will learn about the conditions and rules you must follow to use the website. If you are unsure of anything, contact them with questions before making a purchase. If you do not agree with their policies, do not buy from them.
Call the online company before you make a purchase. If you have some kind of problem with your purchase, you want to be able to know that you can reach customer service easily. That’s why it’s a good idea to call before you give them your credit card information. If you can’t get anyone on the phone, steer clear.
When getting things shipped to your home that you bought online, know your consumer rights regarding time tables and condition of products. You have a right to receive items according to the terms stated when you ordered them and reasonable expectations of goods being undamaged. Check with the BBB for exact specifics and get what’s coming to you fairly!
Make sure that you’re entering your payment details on a secure site. Look for “https://” in the URL of the site that you’re trying to buy something from. If you don’t see that or no sign of any website security, then it’s probably a good idea not to trust those people with your account information.
When shopping online, you need to be extra careful if you are using your cellphone to purchase online. Using a public Wi-Fi can leave your personal vulnerable to hackers. Try to only use your secured network when shopping online using a cellphone and never use a public Wi-Fi hot spot to shop.
Be wary of any emails you receive, even if they appear to be from a retailer you trust. Never click on a link that directs you to a site other than the one you shopped on. If you do, you may become vulnerable to a scam. Rather than clicking on an email hyperlink, just go up to your browser and type in the web site you want to go to. It is much safer that way.
In order to shop like a pro online, you need to take advantage of any discounts that you can find that are only available to people who purchase online. Sign up for newsletters, daily deals and search for coupons before you make your purchase. Oftentimes there will be discounts available if you take the time to look for them.
When you buy a product from an online retailer, be sure that you check the merchant’s return policy. Some retailers charge a restocking fee for returned merchandise. This would not be a good deal for you if you tend to change your mind about purchases after you buy them.
Beware of phishing scams. No online retailer will send an email requesting you to send them any personal information in an email. If you receive an email like this, contact your credit card company using the number on the back of your credit card. This will ensure that the email is legit.
Hunting up promotional codes is a great way to save even more money when you’re shopping online. You may also be eligible for free shipping and other savings when you opt into a website newsletter. Student discounts may also apply. It is definitely worth taking a look, to see if you can find any codes online before checking out.
Shopping with debits cards online isn’t as safe as credit cards. Credit cards offer you the ability to reject charges, plus they have many safeguards in place which monitor your spending and alert you when something fishy seems to be going on. Debit rarely offers these security measures, so go with credit instead.
Do not click hyperlinks in any email you receive. Instead, if you receive an email with an advertised special, instead of clicking the link, go to the website and look for the offer. This will ensure that you do not click an illegitimate link that takes you to a phishing website.
Although you should know this, never give a Social Security number to anyone online. This includes online shopping sites. No legitimate shopping site will ask you for this information. Online shopping sites will only ask for your name, address and credit card information through a secure website. Never purchase from a site that asks for a Social Security number.
Always print a copy of your receipt and keep it. Online stores give you the option to review information about your past orders when you log in to your account but it is best to have a copy of your receipt in case you want to dispute the charges or return the product.
You might be hesitant to start shopping online, but there’s really no reason to be. This is something that more and more people are doing, with good reason. Make sure you try each of the tips to optimize your shopping experience. You may one day decide that you’re only going to shop this way!
